Electronics and water. These two components have had an adversarial relationship for years now, much to the chagrin of cell phone owners everywhere. These days cell phones can cost as much as laptop computers and other high end devices. They also hold more data and information regarding a person's business and personal life than ever before. So whether a phone is insured or not, having it ruined by water could be catastrophic.

Thankfully, with a little information, some action and a bag of rice, having a wet cell phone just may not be the end of the world.

Thoughts of losing those important files or data will likely flood your mind quicker than the water will flood your phone. In order to take the correct first steps to save your cell phone, you'll need to think rationally and not panic. Your first instinct may be to turn your phone off and then on again to see if it still works. This is the absolute worst thing you could do to your cell phone at this stage.

Since your phone is wet, turning it on and off can short circuit your phones components, making it impossible to fix. You'll need to follow a few steps, so patience and understanding are key.

Take the back off the phone and remove the battery, SIM card, SD card and any other peripherals that are attached. Use a dry towel to wipe down the entire phone and all of its parts. You won't be using the phone for a while, so prepare yourself to be without it for at least a day. Retrieve any contacts if you have them stored in another file or location. Notifiy those who may be calling that your phone is out of commission. If you absolutely can't go an entire day without your cell phone, there are many prepaid options available that can get you up and running with T-mobile sim only. If you don't have T-Mobile then you can purchase a separate prepaid phone and pay as you go.

Place your phone, battery and any peripherals into a bag full of rice. Seal the bag completely and allow the items to stay put for 24 hours. The idea is that the rice will soak up all of the moisture of the phone and prevent any damage. Once finished, take the phone out of the bag, insert the battery and try to use it again.